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FREE, no minimum balance, no fees!!!
Ohio HealthCare FCU Checking is about more than just checks...it's about freedom! The freedom to spend or access your money where you want to and when you want to.
Checking Account Features
- Free ATM or Debit Card with no transaction limit
- Over 29,000 Surcharge Free ATMs throughout Columbus and the nation
- 100+ Shared Branches in Columbus, 300+ in Ohio and 4300+ nationwide.
- Free online banking with free digital check images, account alerts, automatic transfers, and more!
- Free online bill pay
- Free monthly estatements
- Check Re-order via toll free number, 1-877-585-8777 or online
Overdraft Coverage
OHCFCU offers a variety of tools to protect you from accidentally overdrawing your account or for those unplanned emergencies. Read more about overdraft coverage options.
A Primary Share Savings Account is your ticket to Ohio HealthCare FCU. As a member, the first $5 of your  Primary Savings Account holds your membership share, and along with it the right to vote in the democratic governance of the credit union. As long as you wish to remain a member, this $5 must remain in the account.
- Access your Ohio HealthCare FCU Savings via your ATM card, or manage it with online banking
- Open your account with just $5.00
- Earn dividends on balances of $250.00 or more.
- Monthly service charge of $2.50 waived if you have Direct Deposit or an account balance above $250.
- Dividends are calculated on the Average Daily Balance and paid monthly.
A Secondary Savings account is a great way to save up for something special. Maybe it's for a wedding, a down payment on a house, a special gift for someone...whatever you need, the Secondary Savings account is the place to save for it. Just tell us what name you'd like to give it! There's no minimum balance, and you can have up to 99 Secondary Savings accounts under your primary account number. Using direct deposit distributions from your paycheck or regular automatic transfers from your other accounts you can save painlessly and effortlessly!
- Earn dividends on balances of $250.00 or more.
- Customize the account name to organize your savings.
- Use direct deposit distributions or automatic transfers in online banking to systematically add to your savings.
- Dividends are calculated on the Average Daily Balance and paid monthly.
Don't fret this holiday season! With an Ohio HealthCare FCU Holiday Club Account you save all year, so the holidays can be pleasant and free of the stress that comes with finding the money for presents. New Holiday Club Accounts can be opened at any time during the year.
- Using direct deposit distributions or automatic transfers in online banking, you can put part of each paycheck into your Holiday Club.
- Dividends are paid annually on balances above $250.00.
- In the event that a withdrawal is made from a Holiday Club prior to October 1 of each year, a $10.00 fee will be assessed, accrued dividends will be forfeited, and the Holiday Club account will be closed and cannot be reopened until after October 1.
- Dividends for the whole year are paid on September 30 and funds are transferred to your Primary Savings Account on October 1.
A Money Market account offers you the freedom to withdraw the money when you need to AND earn a higher interest rate. It's perfect for a place to park some cash between long-term investments. It's great to hold your emergency cash fund.
- Open a Money Market with just $1,000.
- The more you save, the more you earn! As your balance increases, so does your rate
- No monthly service fee
- Make up to four withdrawals or transfers to another credit union account per month.
- Dividends are calculated on the Average Daily Balance and paid monthly.
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