OHCFCU eNews January 2009

3955 W. Dublin Granville Rd.
Dublin, OH 43017
(614) 737-6030
www.OHCFCU.com
January | 2009

quick web links: OHCFCU home | online services | loan rates | deposit rates | contact us


Rate Special
	*Offer valid on 60-month IRA Share Certificates. Minimum required balance is $250. Rate subject to change at any time. APY = Annual Percentage Yield


Earn More!
	The uncertainty of the current economy only underscores the importance of saving more for your future. If you can set aside just $20 from each paycheck, you’ll be better off when it comes time to retire or pay that college tuition bill. Your credit union offers the following IRA products to help you save more: • Traditional & Roth IRAs – High-Yield, Tax-Advantaged Savings Products With No Risk • Coverdell Education Savings Accounts (ESAs) – Tax-Advantaged IRAs Packaged Especially For College Expenses • IRA Certificates – Housed Within Your IRA For Even Higher Yields Start Today! Income caps and other limitations may apply. Consult your tax advisor for advice specific to your financial situation.

Boat & RV Loan Sale!

Looking for a Boat or RV to kick off your spring and summer fun?

Now is the time to buy! For a limited time you'll receive 15% off your qualifying loan rate!†

For example, if you qualify for a loan at a rate of 8.00%APR, we’ll discount it by 15% and you’ll receive an actual rate of 6.80%APR!

Take advantage of this loan sale today by applying at one of our branches, calling 866-489-3787, or applying online through CU@Home.

†Offer valid on RV & Boat Loans only. Offer not valid on refinances of loans currently held with Ohio HealthCare Federal Credti Union. Subject to credit approval. Limited time offer. Offer may end at any time. Rates quoted as Annual Percentage Rate and used for demonstrational purposes only.

Attention!

Scholarships Available!

Your child could win FREE money for college!

If your child will be a college freshman during the 2008-2009 academic year, he or she may be eligible to win a $1,500 scholarship from the credit union or a $1,000 scholarship from the Central Ohio Chapter of Credit Unions!

Scholarships are awarded based on academic history as well as extracurricular, community and philanthropic activities and an essay. Applications are available on our website. The application deadline is March 3, 2009.

Please contact Dave Cottone at (614) 737-6030 ext. 146 or dcottone@ohcfcu.com for more information.


Stress Free Holidays!
	Wouldn’t it be nice to not have credit card bills piling in after the holidays are over? This is possible when you choose to save for your holiday expenses with an OHCFCU Holiday Club Account! This convenient account allows you to make regular or periodic deposits for all of your holiday expenses. You can even choose to contribute a part of each paycheck to your Holiday Club Account using Direct Deposit. The funds in your Club Account will be transferred into your regular savings account on October 1, so there is no temptation to spend the money beforehand. It’s the “no excuses” way to set aside funds for holiday gifts, travel or for any other reason you need cash during this special season! Open A Holiday Club Account Today To get started, call (866) 254-4791 or stop by the credit union today.


Join our Board!
	Run for our Board of Directors! Ohio HealthCare Federal Credit Union will hold its Annual Meeting in June. If you are interested in running for the Board of Directors, you should submit a petition signed by 1% of the membership (70 members) by March 15, 2009. Attach a biography including education, experience and qualifications to serve as a Board member. Submit your application to: Christy O'Connell Ohio HealthCare Federal Credit Union 3955 West Dublin Granville Road Dublin, OH 43017 Elections will be held at the Annual Meeting. We hope to see you there!