In this issue:

Membership Drive
DeposZip - Online Depositing
Paying Off Debt
What Our Members Are Saying

Free Lunch and Enter to Win $250!

Take part in our 2009 Membership Drive. Refer a new member to your credit union and you'll both get a free lunch and will be entered to win $250! It's so easy to get started.

Find out complete details at www.ohcfcu.com.

Online Depositing is Here with DeposZip®!

We know that you don't always have time to visit a branch to deposit that birthday check from Grandma, or the rebate check for $2.35 that's been sitting in your wallet for a month; especially after working a double shift. Well now you don't have to. With DeposZip, you can simply log into CU@Home, scan your check, and submit your deposit.

•  It's quick, convenient, and available 24/7
•  Deposit your checks online in a secure environment
•  Funds are electronically deposited into your OHCFCU checking or savings account
•  Save time and gas! There's no need to visit a branch or ATM

Enrollment takes up to 24 hours. Log in to CU@Home and register for DeposZip now, so it will be there when you need it.

Paying Off Debt - The Power of 50

Paying the minimum due on your credit cards each month can be deceiving. If you have a credit card with a $3,000 balance at an annual interest rate of 18%, and pay only the 2% minimum monthly payment of $60 per month, it would take you 8 years to pay off your bill.

That means that you will have paid $5,780, not the $3,000 you thought you were spending when you made the charges.

But if you can pay an additional $50 per month on that debt, for a total payment of $110 a month, you will pay down more of the $3,000 you originally owed. And that means less money for the creditor to charge interest on. As a result, you would pay off the debt in 3 years and save over $1,800 in interest payments.

Imagine what you could do with $100 more per month!

Source: http://ohcfcu.practicalmoneyskills.com

Ohio Credit Union Food Drive

Poverty is on the rise and Ohioans are struggling to make their house payments, fill their gas tanks, afford healthcare costs, and put food on their tables. Soup kitchens and food pantries are struggling to keep up with the increased demand. OHCFCU is participating in the sixth annual Ohio Credit Union Food Drive. Help us help those in need by bringing non-perishable items to one of our branch offices during the week of October 18th.

What Our Members Are Saying

Katherine Price, member since 1981
"I can't say enough good things about my credit union. Ohio HealthCare Federal Credit Union has provided me with the personalized service I need to manage my finances. When I have been out of town and unexpectedly needed to transfer money from one account to the other, or needed a quick increase on my Visa card, with a quick phone call I've been able to count on a credit union representative to happily take care of it. The best thing is they know me by name. My children are now in their mid-twenties. I opened credit union accounts for each of them when they were babies. Wherever they are, their money is accessible to them through free ATMs or free Shared Branches. Am I a fan of my credit union? Definitely. Would I recommend my credit union to others? Absolutely!"