In this issue:

Go Mobile!
Save with a Holiday Club Account
Money Lessons for Kids
2010 Scholarship Program
What our Members are Saying

Go Mobile!

Introducing OHCFCU Mobile!

All you need is a web-enabled cell phone to:

• Access your accounts
• Find OHCFCU contact info
• Find OHCFCU office hours and locations
• Find a Shared Branch or Free ATM

Simply point your mobile device to m.ohcfcu.com.

Start saving for next year's holiday season!

Our Holiday Club account is the perfect way to set aside cash for holiday shopping next year!

Simply deposit a set amount each pay period into your Holiday Club account. You can forget about it all year, so you'll be sure to have some cash for your shopping expenses, rather than using credit.

On October 1, we'll automatically transfer the money in your Holiday Club into your regular savings account so you have immediate access to it through the ATM.

Call us at 866-254-4791 to open your Holiday Club today!

4 Money Lessons for Kids

To raise money-smart kids, parents should start at a young age and regularly reinforce money lessons as children grow up. Children must learn these four important lessons before they flee the nest to go to college or into the real world.

1. Learn how to budget
Provide your child with an allowance. But, teach them to take a set portion of that allowance and put it into a savings account. Add even more to the lesson by teaching them to put another portion aside to give to charity.

2. Make and deal with spending decisions
Let your child make an impulse buy so they can make a bad spending choice here and there. Children will learn from their mistakes.

3. Understand rewards of work
Split chores in half - one set does not involve getting paid, the other set is considered "work-for-pay" chores.

4. Delay gratification
Divide a savings bucket into long and short-term goals. This can help develop a child's ability to delay gratification and learn to save for a goal.

If kids can master these lessons on a small scale with their allowance, then they'll likely have the discipline and money skills to resist the lure of credit and living beyond their means later on as adults.

Source: http://www.bankrate.com

2010 Scholarship Program is Here!

If your child will be a college freshman during the 2010-2011 academic year, he or she may be eligible to win a $1,500 or $500 scholarship from the credit union or a $1,000 scholarship from the Central Ohio Chapter of Credit Unions!

Scholarships are awarded based on academic history as well as extracurricular, community and philanthropic activities and an essay. In addition, we're adding an online voting component with video submissions!

Applications are now available on our website. Visit www.ohcfcu.com for more info.

What Our Members Say About Us!

"The credit union works very hard with their members to meet their financial goals.  They are willing to go the extra mile and thanks to them we were able to take out a loan when we really needed it. Our credit union brings a family approach to dealing with members. They take the time to know them! I would gladly recommend OHCFCU to everyone!"

- Kelly, member since 2006