Visa Gift Cards

The Visa Gift Card is a payment card that can be given to anyone. It is more convenient than traditional gift certificates because it can be used anywhere Visa is accepted. It works just like a credit card and can even be used for online purchases.

Visa Gift Cards don't have to be used just for gifts! Get a Visa Gift Card for yourself! For your next vacation take along a Visa Gift Card so you will stay within your budget. It's a great way to manage your spending.

How to purchase a Visa Gift Card:

1. Call us or visit one of our branches to purchase the card.
2. Tell us the amount you want loaded on the card and Give us the recipient's name and contact information.
3. We'll debit your account for the cost of the card. The card will be activated in 24 hours after the time of purchase.

You can send a Gift Card to anyone for any amount between $10.00 and $500.00.

Wire Transfers

Ohio HealthCare FCU can wire funds to any institution capable of receiving them. All you need to do is to provide us with the instructions of the receiving institution. We charge a $10 fee for outgoing domestic wires, and a $30 fee for international wires. There may be an additional fee charged by the receiving institution. You can find a Wire Transfer form under "Printable Forms" to the righ to of this page.

*Please note* you can now avoid the wire transfer fee if you set up an "Account to Account Transfer" within your online banking account. Initiate easy transfers between your OHCFCU account and another financial institution. Simply log in to online banking and click on "Account to Account Tranfer" under the "Accounts" tab.

Receiving Wires into Your Ohio HealthCare Account

If you are expecting to receive wired funds, following is the information you'll need to provide to the sender to set up an incoming wire transfer:

Send wire to:
Corporate One Federal Credit Union
Routing #244084264
Columbus, Ohio

Further Credit :
Ohio HealthCare FCU
Account #244077815

Final Credit:
Member Name
Account #

For more information please call our Member Service Department.

Overdraft Coverage

It's important to have options in the event you accidentally overdraw your checking account or for those unplanned emergencies. OHCFCU offers you a variety of tools to protect you in these circumstances.

Overdraft Protection

Overdraft Protection uses funds from your existing OHCFCU savings account to help you avoid being overdrawn. Transfers will automatically be made from your designated savings account to your checking account to cover transactions. Transfers are subject to Regulation D transfer limits. Contact a member service representative at 614-737-6030 to set up Overdraft Protection on your account.

Overdraft Line of Credit

The Overdraft Line of Credit is used as a safety net for your checking account. It is attached to your checking account and only tapped into when you need it. That way there are no NSF fees, no merchant hassles...you can sleep soundly knowing your checks are covered!

When needed, the line of credit will automatically transfer the exact amount needed to clear a check or an automatic withdrawal.  Or you can manually transfer money from the overdraft line to cover debit card purchases. The Overdraft Line of Credit has a fixed rate and a low minimum monthly payment.

It's easy to apply for your Overdraft Line of Credit. Download an application under our "Printable Forms" section to the left or contact our Lending Department at Lending@webcuohio.com or 614-737-6030, option 4.

Overdraft Privilege Pay

Overdraft Privilege Pay allows a payment to be made even if you don't have enough money in your account. OHCFCU extends Overdraft Privilege Pay automatically to eligible accounts* to help cover the following types of payments:

• Checks
• Automatic withdrawals made using your checking account number

Benefits of Overdraft Privilege Pay

With Overdraft Privilege Pay, you can avoid returned checks and associated fees as a result of returned payments. It can also be used to cover other types of transactions. Starting June 1, 2010, you can make your choice and inform us if you want to receive Overdraft Privilege Pay for the following transactions:

• ATM withdrawals and transfers
• Everyday Debit Card purchases

Examples of how Overdraft Privilege Pay may be used to cover ATM transactions and Debit Card purchases:

How much does Overdraft Privilege Pay cost if I use the service?

Our standard overdraft fee is $25 per occurrence with a maximum of $125 charged in one day.

Notify us of your choice by one of the following:

1. Complete the online form.

2. Call 866-254-4791.

3. Visit one of our branches.

4. Download our printable form and mail to OHCFCU, 3955 W. Dublin Granville Rd., Dublin, OH 43017

*Overdraft Privilege Pay is granted to qualifying accounts and carries limits up to $1,000.